About Us

We are an independent, family company with over 50 years’ experience in business and business finance. Please contact us today to discuss your business requirements.

our story

We have worked, at director level, for business finance providers both bank owned and independent. We have run our own trading companies using many different financial products. Our finance brokerage has helped hundreds of SMEs with their finance needs. Our experiences have enabled us to gain an in-depth knowledge of running a company as well as the full range of funding options available. This puts us in a unique position to identify the most suitable provider or bring together a package of funding sources to enable your business to develop as you wish it to.

our approach

By understanding your business, we are able to make the most appropriate recommendations to you.

No-nonsense. Our unique knowledge of the marketplace means we will not waste your time – we will always tell you what is achievable

Most of our business comes from referrals from existing clients or their accountants.

We ensure this service is tailored to your exact needs and therefore we will only introduce you to suitable partners.

meet the vital finance team

We are an independent, family company with 50 years’ experience in business and business finance.

John Offord

John Offord

Managing Director

30 years in the invoice and asset finance industry
Held Director roles at Alex Lawrie Factors (now Lloyds Commercial Finance), Ultimate Finance Group PLC, IGF Invoice Finance and HH Cashflow Finance.
Provided consultancy to this sector and SME clients for 13 years
I enjoy watching rugby, playing tennis, reading & entertaining
Married to Jill and we have 2 grown-up children
My claim to fame – I used to appear in The Archers

Jill Offord

Jill Offord

Business Development Director

Director of finance broking business for 18 years
Currently building relationships with accountants
Retired primary school teacher
I enjoy reading, trying to keep fit, cooking and travel
Just taken up learning a musical instrument
Worked at the Wildfowl and Wetlands trust